Lesson 4 of 6 · A worry appointment and one real number
The longest verse in the book is about writing debts down
The longest verse in the Qur'an is about debt, and its instruction is to write it down. Precisely, with witnesses, with the amount and the term stated, and it explicitly tells people not to be too embarrassed to record it whether it is small or large. The reason it gives for all of that is that this way is more likely to prevent doubts arising between you, which is the same thing this lesson is doing with one number.
That is worth sitting with if some part of you feels that looking at the actual figure is unspiritual pedantry, or that a person with real trust would not need to check. The Qur'an's own treatment of debt is documentation.
Alongside that, two supplications, and both are worth having as long as they sit beside the action rather than in place of it.
The Prophet, peace be upon him, sought refuge from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by other men. Worry and debt named in the same breath, as things it is reasonable to ask to be protected from. Note the reference, because the one that circulates for this is often wrong. Sahih al-Bukhari 6369 is the standalone report and the one to quote. Bukhari 2893 is not a different supplication: it is this one, heard repeatedly on the road to Khaybar and sitting inside a long narrative about that expedition, and Bukhari 6363 carries it the same way.
And the supplication Ali taught the man who came to him asking for help. O Allah, suffice me with what You have made lawful against what You have forbidden, and make me independent by Your bounty of everyone besides You. Look at the setting of that one. A man in difficulty came to another human being and asked for help, and he was given both the words and the help. Not one instead of the other. Be exact about the setting rather than smoothing it away: the man was a mukatib, buying his own freedom under a contract, which is a specific situation. The words are general. The scene is the point.
Qur’an and Sunnah
The whole point in one verse. Write it down, precisely, with the amount and the term stated, and the reason given is that this is more likely to prevent doubts arising between you. That is what one number is doing here.
يَٰٓأَيُّهَا ٱلَّذِينَ ءَامَنُوٓاْ إِذَا تَدَايَنتُم بِدَيۡنٍ إِلَىٰٓ أَجَلࣲ مُّسَمࣰّ ى فَٱكۡتُبُوهُۚ وَلۡيَكۡتُب بَّيۡنَكُمۡ كَاتِبُۢ بِٱلۡعَدۡلِۚ وَلَا يَأۡبَ كَاتِبٌ أَن يَكۡتُبَ كَمَا عَلَّمَهُ ٱللَّهُۚ فَلۡيَكۡتُبۡ وَلۡيُمۡلِلِ ٱلَّذِي عَلَيۡهِ ٱلۡحَقُّ وَلۡيَتَّقِ ٱللَّهَ رَبَّهُۥ وَلَا يَبۡخَسۡ مِنۡهُ شَيۡـࣰٔ اۚ فَإِن كَانَ ٱلَّذِي عَلَيۡهِ ٱلۡحَقُّ سَفِيهًا أَوۡ ضَعِيفًا أَوۡ لَا يَسۡتَطِيعُ أَن يُمِلَّ هُوَ فَلۡيُمۡلِلۡ وَلِيُّهُۥ بِٱلۡعَدۡلِۚ وَٱسۡتَشۡهِدُواْ شَهِيدَيۡنِ مِن رِّجَالِكُمۡۖ فَإِن لَّمۡ يَكُونَا رَجُلَيۡنِ فَرَجُلࣱ وَٱمۡرَأَتَانِ مِمَّن تَرۡضَوۡنَ مِنَ ٱلشُّهَدَآءِ أَن تَضِلَّ إِحۡدَىٰهُمَا فَتُذَكِّرَ إِحۡدَىٰهُمَا ٱلۡأُخۡرَىٰۚ وَلَا يَأۡبَ ٱلشُّهَدَآءُ إِذَا مَا دُعُواْۚ وَلَا تَسۡـَٔمُوٓاْ أَن تَكۡتُبُوهُ صَغِيرًا أَوۡ كَبِيرًا إِلَىٰٓ أَجَلِهِۦۚ ذَٰلِكُمۡ أَقۡسَطُ عِندَ ٱللَّهِ وَأَقۡوَمُ لِلشَّهَٰدَةِ وَأَدۡنَىٰٓ أَلَّا تَرۡتَابُوٓاْ إِلَّآ أَن تَكُونَ تِجَٰرَةً حَاضِرَةࣰ تُدِيرُونَهَا بَيۡنَكُمۡ فَلَيۡسَ عَلَيۡكُمۡ جُنَاحٌ أَلَّا تَكۡتُبُوهَاۗ وَأَشۡهِدُوٓاْ إِذَا تَبَايَعۡتُمۡۚ وَلَا يُضَآرَّ كَاتِبࣱ وَلَا شَهِيدࣱۚ وَإِن تَفۡعَلُواْ فَإِنَّهُۥ فُسُوقُۢ بِكُمۡۗ وَٱتَّقُواْ ٱللَّهَۖ وَيُعَلِّمُكُمُ ٱللَّهُۗ وَٱللَّهُ بِكُلِّ شَيۡءٍ عَلِيمࣱ
You who believe, when you contract a debt for a stated term, put it down in writing: have a scribe write it down justly between you. No scribe should refuse to write: let him write as God has taught him, let the debtor dictate, and let him fear God, his Lord, and not diminish [the debt] at all. If the debtor is feeble-minded, weak, or unable to dictate, then let his guardian dictate justly. Call in two men as witnesses. If two men are not there, then call one man and two women out of those you approve as witnesses, so that if one of the two women should forget the other can remind her. Let the witnesses not refuse when they are summoned. Do not disdain to write the debt down, be it small or large, along with the time it falls due: this way is more equitable in God’s eyes, more reliable as testimony, and more likely to prevent doubts arising between you. But if the merchandise is there and you hand it over, there is no blame on you if you do not write it down. Have witnesses present whenever you trade with one another, and let no harm be done to either scribe or witness, for if you did cause them harm, it would be a crime on your part. Be mindful of God, and He will teach you: He has full knowledge of everything
Qur’an 2:282
This is the standalone report and the one to quote, because the reference that circulates for it is often wrong. Worry and debt are named in the same breath, as things it is reasonable to ask to be protected from.
Narrated Anas bin Malik:The Prophet (ﷺ) used to say, "O Allah! I seek refuge with You from worry and grief, from incapacity and laziness, from cowardice and miserliness, from being heavily in debt and from being overpowered by (other) men." (See Hadith No)
Sahih al-Bukhari 6369graded sound, sahihaynthe Arabic and its grading
Bukhari 2893 is not a different supplication. It is the same one, heard repeatedly on the road to Khaybar and sitting inside a long narrative about that expedition, which is why it gets cited as though it were a second report.
Narrated Anas bin Malik:The Prophet (ﷺ) said to Abu Talha, "Choose one of your boy servants to serve me in my expedition to Khaibar." So, Abu Talha took me letting me ride behind him while I was a boy nearing the age of puberty. I used to serve Allah's Messenger (ﷺ) when he stopped to rest. I heard him saying repeatedly, "O Allah! I seek refuge with You from distress and sorrow, from helplessness and laziness, from miserliness and cowardice, from being heavily in debt and from being overcome by men." Then we reached Khaibar; and when Allah enabled him to conquer the Fort (of Khaibar), the beauty of Safiya bint Huyai bin Akhtab was described to him. Her husband had been killed while she was a bride. So Allah's Messenger (ﷺ) selected her for himself and took her along with him till we reached a place called Sa`d-As-Sahba,' where her menses were over and he took her for his wife. Hais (a kind of dish) was served on a small leather sheet. Then Allah's Messenger (ﷺ) told me to call those who were around me. So, that was the marriage banquet of Allah's Messenger (ﷺ) and Safiya. Then we left for Medina. I saw Allah's Apostle folding a cloak round the hump of the camel so as to make a wide space for Safiya (to sit on behind him) He sat beside his camel letting his knees for Safiya to put her feet on so as to mount the camel. Then, we proceeded till we approached Medina; he looked at Uhud (mountain) and said, "This is a mountain which loves us and is loved by us." Then he looked at Medina and said, "O Allah! I make the area between its (i.e. Medina's) two mountains a sanctuary as Abraham made Mecca a sanctuary. O Allah! Bless them (i.e. the people of Medina) in their Mudd and Sa (i.e. measures)
Sahih al-Bukhari 2893graded sound, sahihaynthe Arabic and its grading
Bukhari 6363 carries the same supplication the same way, inside another narrative rather than on its own. Both are shown so you can see for yourself that the three references circulating for this are one supplication and not three.
Narrated Anas bin Malik:The Prophet (ﷺ) said to Abu Talha, "Choose one of your boys to serve me." So Abu Talha took me (to serve the Prophet (ﷺ) ) by giving me a ride behind him (on his camel). So I used to serve Allah's Messenger (ﷺ) whenever he stayed somewhere. I used to hear him saying, "O Allah! I seek refuge with you (Allah) from (worries) care and grief, from incapacity and laziness, from miserliness and cowardice, from being heavily in debt and from being overpowered by other men." I kept on serving him till he returned from (the battle of) Khaibar. He then brought Safiya, the daughter of Huyay whom he had got (from the booty). I saw him making a kind of cushion with a cloak or a garment for her. He then let her ride behind him. When we reached a place called As-Sahba', he prepared (a special meal called) Hais, and asked me to invite the men who (came and) ate, and that was the marriage banquet given on the consummation of his marriage to her. Then he proceeded till the mountain of Uhud appeared, whereupon he said, "This mountain loves us and we love it." When he approached Medina, he said, "O Allah! I make the land between its (i.e., Medina's) two mountains a sanctuary, as the prophet Abraham made Mecca a sanctuary. O Allah! Bless them (the people of Medina) in their Mudd and the Sa' (units of measuring)
Sahih al-Bukhari 6363graded sound, sahihaynthe Arabic and its grading
The supplication Ali taught the man who came to him asking for help. Look at the setting. A man in difficulty asked another human being for help and was given both the words and the help, not one instead of the other. He was a mukatib buying his own freedom, which is a specific situation.
Ali [may Allah be pleased with him] narrated:that a Mukatib came to him and said: “Indeed I am not capable of my Kitabah so aid me.” He said: “Should I not teach you words that the Messenger of Allah (ﷺ) taught me? If you had a debt upon you similar to the mountain of Sir, Allah would fulfill it for you. He said: ‘Say: O Allah, suffice me with Your lawful against Your prohibited, and make me independent of all those besides You (Allāhummakfinī biḥalālika `an ḥarāmika, wa aghninī bi faḍlika `amman siwāka).’”
Jami' at-Tirmidhi 3563graded sound, albanithe Arabic and its grading
Translation: M.A.S. Abdel Haleem, The Qur'an, Oxford University Press, 2004.